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Alternatives to IXOPAY: Why Basis Theory for Securing and Routing Payment Data

For teams evaluating IXOPAY, Basis Theory is an alternative that helps you keep control over your product roadmap and connections—so you can make changes on your timeline.

The payment vault trusted by today's leading merchants and fintechs

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Actual control of your payments, now and tomorrow.

Routing control is valuable, change control is mission-critical.

When auth rates drop because a PSP has a fraud signal change, or a new market requires an update to its integration, the question is simple: Can your team ship the fix immediately, or does it depend on platform adapters, enablement, or vendor services? 

With Basis Theory, you can:

  • Route payments your way; no restrictions
  • Unlock new insights, partnerships, and products
  • Secure your data without additional overhead
  • Receive world-class customer support you don't have to pay for
  • Manage your sensitive data at scale

See a Demo to Learn More

How is Basis Theory Different?

Comparing Basis Theory and IXOPAY

  Basis Theory IXOPAY
Compliance
  • PCI Level 1 Compliant
  • SOC 2 Type II Certified
  • HIPAA Compliant
  • NACHA Compliant
  • ISO 27001
  • PCI Level 1 Compliant
  • SOC 2 and 3
  • HIPAA Compliant
  • NACHA Compliant
  • ISO 27001
Card Management & Add-Ons
  • Full 3DS Support
  • Full Network Token Support
  • Automatic and Bulk Account Updater
  • BIN Look Up
  • Limited 3DS Support
  • Limited Network Token Support
Flexibility

Full flexibility to build multi-PSP setups of your choosing; no partner or connection limitations.

Rigid orchestration options; All customers must leverage pre-set orchestration.
Customer Support Included in every pricing plan. 
  • Support based on monthly pricing.
  • Additional fixed monthly costs for tiered support. 
Integrations

Control your roadmap and the ability to add or update PSPs and other third parties. 

Static, one-size-fits-all connections with limited roadmap control to make additions or updates. 
Pricing

Pricing that grows with your organization:

  • Free Test Portal: Sign up today and build your POC on your own terms.
  • Starter: Unlimited usage on a price-per-token model.
  • Enterprise: full support, uptime guarantees, and custom pricing.

  • Billed for usage.

  • No quick start, month-to-month plan for a POC. 
  • Mandatory annual commitments. 
  • Must talk with sales before accessing any testing environment. 
Documentation

Developer-focused documentation with helpful getting-started guides.

Comprehensive API documentation.
Migrating

100% free migrations and transparent migration guides.

Guides to migrate off Basis Theory.

Charges lock customers into the platform.

 

Easily Connect with Your Current PSP

A flexible API that connects with any existing payment service provider you choose.

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Worldpay
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Combining Vaulting with Orchestration

Use Basis Theory for secure capture + vaulting + tokenization, then Proxy to IXOPAY (or any orchestrator) for routing. This keeps sensitive data out of your environment while preserving orchestration benefits. 

A Payments Maturity Lifecycle

orchestration-or-vaulting

Ready to orchestrate on your own terms?